J. CLAIBOURNE KELLY

Mr. Kelly concentrates his practice in the areas of commercial lending, corporate transactions and real estate.

Experience:

Clay's practice is generally divided into two areas: serving as general counsel for business and as lender's counsel for financial institutions. In his general counsel role, he advises clients as to the formation, capital raising, governance, compliance, and sometimes, the liquidation of business entities. These areas involve creating the proper entity, helping to structure the raising of capital, negotiating contracts on behalf of the business, advising on legal affairs of a business, and assisting in mergers and acquisitions by clients (both as buyer and seller). Clay represents closely held businesses, quasi-public businesses (where there are outside and uninvolved investors) as well as public corporations. He has been involved in mergers and acquisitions of all three and securities issues of the quasi and publicly held companies.

In his role as lender's counsel, Clay represents banks for commercial and industrial and real estate loans, mezzanine financiers (usually subordinated debt placements) as well as provide lending. Lately, he has been involved in loan workouts and restructuring representing both on behalf of lenders and borrowers.

Clay is a member of the State Bar of Michigan (Member, Sections on: Real Property Law; Business Law).




	J. Claibourne Kelly Email: jckelly@gmhlaw.com Giarmarco, Mullins & Horton, P.C. Tenth Floor Columbia Center 101 West Big Beaver Road Troy, Michigan 48084-5280 (248) 457-7105 Education: University of Michigan, B.A., Architecture, 1978 Wayne State University, J.D., cum laude, 1983 Admitted to Practice: Michigan 1983 U.S. District Court, Eastern District of Michigan 1983